Guide

How to get Spotify Premium cheaper in NZ

Premium Individual is $20.99 a month. There are four legitimate ways to pay less than that, and a couple of shortcuts worth avoiding.

KiwiSubs

Published 14 August 2026Updated 2 September 2026

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The short answer

The cheapest way to get Spotify Premium in New Zealand depends on your situation. Work your way down this list and stop at the first option that applies to you.

You're a student.

Spotify's Student plan costs $10.50 a month for eligible students enrolled at recognised New Zealand institutions. You'll need to verify your enrolment, but if you qualify, this is the cheapest official option.

You have one other person to split with.

Spotify Duo costs $28.99 a month and covers two people living at the same address. Split evenly, that's about $14.49 each. That's cheaper than paying $20.99 a month each for two Individual plans, although the saving isn't huge.

You have a household or flat.

Spotify Family costs $33.99 a month and covers up to 6 people. If all 6 spots are filled, that's about $5.67 each per month. One person pays Spotify for the Family plan and everyone else transfers them their share. If you already live with people who want Spotify Premium, this is generally the cheapest option.

You don't have anyone to split with.

This is where KiwiSubs comes in.

Instead of paying $20.99 a month for Spotify Premium on your own, you can join a Spotify Family plan that has a spare seat and pay $8.99 a month through KiwiSubs. That's about $12 less every month, or roughly $144 a year saved.

And you don't need to find five friends who all want Spotify, chase people for their share of the bill, or know the host beforehand. KiwiSubs connects people with spare Family plan seats to people looking for cheaper Premium.

You choose a plan, pay your share through KiwiSubs, receive the Family invitation from the host, and keep using your own Spotify account. No password sharing.

If you want Spotify Premium but don't have a group to split it with, that's exactly what KiwiSubs is for.

Why do Family plans have spare seats?

Spotify Family covers up to 6 people, but not everyone who pays for one has 6 people to add.

Someone might have a Family plan for themselves and their partner, leaving four unused seats. The plan still costs $33.99 a month whether those seats are being used or not.

That's what makes subscription splitting work. The cost of one Family plan can be divided between more people instead of one person paying for seats they don't use.

The problem is finding those people. If you have a few friends or flatmates who all want Spotify, sorting it out yourself is easy. If you don't, you're left paying the full Individual price even though there are thousands of unused Family plan seats out there.

KiwiSubs is designed to solve that problem. It gives people with spare seats somewhere to list them, and gives people without a group a way to find and join one.

The shortcuts that can cost you your account

There are plenty of ways to find unusually cheap Spotify deals online, but cheaper doesn't always mean better.

VPN region switching

You may see people recommending that you use a VPN to sign up for Spotify in another country where prices are lower. This can go against Spotify's terms and could put your account at risk, so it's not a saving worth relying on.

Shared logins and password-sharing sites

Buying access to someone else's Spotify account is different from joining a Family plan with your own account. With a legitimate Family plan split, Spotify gives each member their own account. If a website is simply handing you someone else's username and password, that's a very different arrangement.

A price that looks too good

If someone is offering Spotify Premium for far less than even a normal Family plan split, check how it actually works. A genuine Family plan has a fixed number of seats. If a deal seems impossibly cheap, make sure you know what you're actually buying before handing over your money.

There's more detail in our guide to whether subscription sharing is legal.

How joining a shared plan actually works

Joining a shared plan through KiwiSubs is fairly straightforward. You find a Spotify Family listing with a spare seat and pay your share through KiwiSubs. The host's Family invitation appears in your dashboard straight away, and you accept it through Spotify.

You continue using your own Spotify account, so your playlists, music library and listening history stay with you. The host never needs your Spotify password.

KiwiSubs also handles the payment between the host and joiner. Hosts complete Stripe's identity verification before they can receive their payouts, listings are limited to New Zealand, and you can cancel any time from your dashboard.

You can see the full process in how KiwiSubs works, or read how to split subscriptions in NZ for a comparison between organising a split yourself and using a marketplace.

One thing worth knowing before you join: if you already pay for Premium, cancel it with Spotify first. Your existing subscription runs to the end of the period you've already paid for, so joining before then means paying twice for the same month.

So, what's the cheapest way to get Spotify Premium?

KiwiSubs gives you a way to get the same Family plan pricing without having to organise the group yourself. At $8.99 a month, that's less than half the price of an Individual plan, saving you around $144 a year.

If you're eligible for the Student plan, $10.50 a month is another option. And if you live with other people who want Spotify, splitting a Family plan can bring the cost down to around $5.67 per person.